Can Taking An Advanced Driving Course Push Down Your Premiums?
Posted: Thursday, March 04, 2010
by Mark Bartley
Many insurance companies can offer better deals on car insurance if you have passed an advanced driving test and can prove that you are a safer driver. One of these incentives can be if you pass the advanced driving test, although you shouldn't take it for granted that your policy will be cheaper, and usually you will have to make it clear to the insurance provider that you have the right advanced driving certificate that they might be able to accept.
If you really want to save money on your next policy, then it's worth taking the time to investigate the best way of using your advanced driving certificate to get a good deal on car insurance. By making the effort to show you're prepared to learn the skills to drive in a more safe and careful way, and having a certificate to prove it will give an insurer a good reason to consider you 'low risk' and reduce the cost of your cover.
How an Advanced Driving Course could mean cheaper car insurance
There is a range of ways to find out how an advanced driving certificate could help you save on car insurance. The best rule is to shop around. There are a range of online insurance providers that can give you a quote that takes into account your advanced driving skills. How much you can reduce your premium by will vary according to each insurance provider, and that's why it can vary between providers, and remember that the price of car insurance anyway can differ across companies.
An added advantage of an advanced driving course is the skills learnt will help you save money on fuel and repairs. The course teaches you how to drive efficiently, and skills to ensure the mechanical parts of the car last longer, such as effective braking and gear changing.
About the Advanced Driving Test
Around 400,000 drivers have taken the advanced driving test since 1956, and it is based on the principles used by the Police for their advanced learning courses for drivers. The test takes around 90 minutes and covers a variety of types of road and potential situations in which the driver's skills will be tested against the techniques they have learned on the course. The point of the test is to create safer drivers, with savings on insurance and running costs the add-on benefits. A growing number of insurance providers accept the principle that the test is likely to reduce the number of claims made by advanced motorists, and reflect this in their pricing.
This review, written for you by Mark Bartley, is one of a series about car insurance. The review should prove useful for people looking to save money on their policy.
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